To prohibit the state, local governments, public schools, colleges and universities from providing employee health insurance benefits whose premiums cost more than $5,500 for a single person, $11,000 for a couple and $15,000 for a family plan (indexed to the "medical price index"), or alternatively, require employees to contribute at least 20 percent toward the cost. Most local governments but not schools could waive the requirements with a two-thirds vote of their governing body. This vote is for a House-Senate conference report that fine-tunes some details.