2025 Senate Bill 544

Insurance: other; post-claim underwriting; prohibit.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” by amending section 2026 (MCL 500.2026).

AI Analysis – Experimental

Senate Bill No. 544 strengthens consumer protections in Michigan's insurance industry by expanding and clarifying what constitutes unfair or deceptive practices, particularly regarding claims handling and underwriting processes.

Introduced in the Senate

Sept. 17, 2025

Introduced by Sen. Veronica Klinefelt (D-11) and eight co-sponsors

Co-sponsored by Sens. Mary Cavanagh (D-6), Rosemary Bayer (D-13), Stephanie Chang (D-3), Dayna Polehanki (D-5), Jeremy Moss (D-7), Sue Shink (D-14), Jeff Irwin (D-15) and Mallory McMorrow (D-8)

Referred to the Committee on Finance, Insurance, and Consumer Protection

Oct. 14, 2025

Reported without amendment

Oct. 15, 2025

Referred to the Committee of the Whole