2025 Senate Bill 451

Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate.

A bill to prohibit consumer reporting agencies from including certain information related to medical debt in consumer reports; to establish standards for the collection of medical debt; and to provide remedies.

AI Analysis – Experimental

Senate Bill No. 451 prohibits the inclusion of most medical debt information in Michigan consumer credit reports, establishes standards for medical debt collection, and provides consumers with legal remedies for violations.

Introduced in the Senate

June 26, 2025

Introduced by Sen. Sarah Anthony (D-21) and 9 co-sponsors

Co-sponsored by Sens. Rosemary Bayer (D-13), Mallory McMorrow (D-8), Erika Geiss (D-1), Dayna Polehanki (D-5), Ed McBroom (R-38), Stephanie Chang (D-3), Mary Cavanagh (D-6), Darrin Camilleri (D-4) and Jeremy Moss (D-7)

Referred to the Committee on Health Policy