2025 Senate Bill 329

Insurance: no-fault; penalties for lapse of insurance policy; eliminate.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” by amending sections 2116b, 2118, and 2120 (MCL 500.2116b, 500.2118, and 500.2120), section 2116b as added and sections 2118 and 2120 as amended by 2019 PA 21; and to repeal acts and parts of acts.

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Senate Bill No. 329 amends Michigan's insurance code to prohibit automobile insurers from penalizing eligible applicants for prior lapses in required insurance coverage, thereby expanding access to auto insurance and promoting consumer protection.

Introduced in the Senate

May 29, 2025

Introduced by Sen. Jeff Irwin (D-15) and 10 co-sponsors

Co-sponsored by Sens. Mallory McMorrow (D-8), Sue Shink (D-14), Ed McBroom (R-38), Stephanie Chang (D-3), Rosemary Bayer (D-13), Veronica Klinefelt (D-11), Kevin Hertel (D-12), Erika Geiss (D-1), Mary Cavanagh (D-6) and Dayna Polehanki (D-5)

Referred to the Committee on Finance, Insurance, and Consumer Protection