2026 Senate Bill 782

Insurance: no-fault; denial of claim based on failure to list all household members on policy; prohibit.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” by amending section 3114 (MCL 500.3114), as amended by 2019 PA 21.

AI Analysis – Experimental

Senate Bill No. 782 amends Michigan's insurance code to prohibit insurers from denying personal protection insurance coverage based on whether all household residents were listed on the application, thereby expanding and clarifying coverage protections for policyholders and their families.

Introduced in the Senate

Feb. 11, 2026

Introduced by Sen. Mallory McMorrow (D-8)

Referred to the Committee on Finance, Insurance, and Consumer Protection