2026 House Bill 6212

Insurance: health benefits; application of amount paid by the insured or other certain parties when calculating the insured's co-pay for a prescription drug; require under certain conditions.

A bill to amend 1956 PA 218, entitled "The insurance code of 1956," (MCL 500.100 to 500.8302) by adding section 3406nn.

Official record

AI Analysis – Experimental

Requires Michigan health insurance policies to count payments made by or on behalf of enrollees toward out-of-pocket maximums and cost-sharing for prescription drugs, with specific provisions for high deductible plans and compliance with federal law, effective for policies issued or renewed after December 31, 2025.

Introduced in the House

July 3, 2026

Introduced by Rep. Carrie Rheingans (D-47) and 20 co-sponsors

Co-sponsored by Reps. Reggie Miller (D-31), Carol Glanville (D-84), Mike McFall (D-14), Peter Herzberg (D-25), Erin Byrnes (D-15), Samantha Steckloff (D-19), Noah Arbit (D-20), Jason Morgan (D-23), Sharon MacDonell (D-56), Morgan Foreman (D-33), Laurie Pohutsky (D-17), Emily Dievendorf (D-77), Matt Longjohn (D-40), Kara Hope (D-74), Julie Brixie (D-73), Jason Hoskins (D-18), Dylan Wegela (D-26), Phil Skaggs (D-80), Cynthia Neeley (D-70) and Betsy Coffia (D-103)

Referred to the Committee on Insurance