2026 House Bill 6073

Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate.

A bill to prohibit consumer reporting agencies from including certain information related to medical debt in consumer reports; to establish standards for the collection of medical debt; to regulate certain reporting of medical debt; and to provide remedies.

Official record

AI Analysis – Experimental

Prohibits most reporting of medical debt in consumer credit reports in Michigan, except for large credit transactions, and provides consumers with legal remedies for violations.

Introduced in the House

June 10, 2026

Introduced by Rep. Karl Bohnak (R-109) and seven co-sponsors

Co-sponsored by Reps. Brian BeGole (R-71), Doug Wozniak (R-59), Gregory Alexander (R-98), Cameron Cavitt (R-106), John Roth (R-104), Joseph Aragona (R-60) and Bill Schuette (R-95)

Referred to the Committee on Health Policy

June 17, 2026

Reported with substitute H-1

June 23, 2026

Substitute H-1 not concurred in by voice vote

Substitute H-3 offered by Rep. Karl Bohnak (R-109)

The substitute passed by voice vote

Amendment offered by Rep. Karl Bohnak (R-109)

1. Amend page 6, following line 4, by inserting:

“Enacting section 1. This act does not take effect unless Senate Bill No. 95 of the 103rd Legislature is enacted into law.”.

The amendment passed by voice vote

Passed in the House 94 to 12 (details)

Motion to give immediate effect by Rep. Bryan Posthumus (R-90)

The motion prevailed by voice vote

Received in the Senate

June 25, 2026

Referred to the Committee of the Whole