2025 Senate Bill 361

Consumer protection: identity theft; references to identity theft protection act in deferred presentment service transactions act; revise.

A bill to amend 2005 PA 244, entitled “Deferred presentment service transactions act,” by amending section 22 (MCL 487.2142).

Senate Fiscal Agency Analysis

Senate Bills 360-64 would require private and State entities that had access to State residents' personal information to maintain security procedures for the protection of that information. These procedures would include the assignment of a security coordinator and the implementation of appropriate safeguards to protect the information, among other things. An entity that reasonably conformed to an industry recognized cybersecurity framework would meet the bill's requirements if specific circumstances applied. In the case of a security breach, the bill would require an entity to notify affected residents and provide specific information concerning consumer protections and actions taken to rectify the breach. If a breach affected more than 100 residents, the entity would have to notify the Attorney General. The bill would prescribe civil fines for failing to comply with the its requirements.

Introduced in the Senate

June 5, 2025

Introduced by Sen. Ed McBroom (R-38) and 10 co-sponsors

Co-sponsored by Sens. Rosemary Bayer (D-13), Stephanie Chang (D-3), Mary Cavanagh (D-6), Erika Geiss (D-1), Mallory McMorrow (D-8), Sue Shink (D-14), Sarah Anthony (D-21), Jeff Irwin (D-15), John Damoose (R-37) and Sylvia Santana (D-2)

Referred to the Committee on Finance, Insurance, and Consumer Protection

June 11, 2025

Reported without amendment

June 12, 2025

Referred to the Committee of the Whole

June 26, 2025

Reported without amendment

Aug. 26, 2025

Passed in the Senate 19 to 15 (details)

Received in the House

Aug. 26, 2025

Referred to the Committee on Government Operations