2025 House Bill 5255

Civil procedure: foreclosure; foreclosure or garnishment of wages for medical debt; prohibit.

A bill to limit interest and charges on medical debt; to limit actions taken to collect medical debt; to limit the sale of medical debt; to require information to be provided regarding medical debt; and to provide remedies.

AI Analysis – Experimental

House Bills 5254 and 5255 strengthen consumer protections in Michigan by treating violations of the Medical Debt Protection Act as unfair trade practices under the Consumer Protection Act and by imposing strict limits, transparency requirements, and fair-treatment standards on interest, fees, and collection practices for medical debt.

Introduced in the House

Nov. 12, 2025

Introduced by Rep. Laurie Pohutsky (D-17) and 15 co-sponsors

Co-sponsored by Reps. Angela Rigas (R-79), Matt Koleszar (D-22), Kelly Breen (D-21), Regina Weiss (D-5), Stephanie Young (D-16), Natalie Price (D-6), Carol Glanville (D-84), Julie Rogers (D-41), Jason Morgan (D-23), Sharon MacDonell (D-56), Denise Mentzer (D-61), Julie Brixie (D-73), Tom Kunse (R-100), Helena Scott (D-8) and Jimmie Wilson (D-32)

Referred to the Committee on Health Policy

June 17, 2026

Reported without amendment

June 23, 2026

Amendment offered by Rep. Kelly Breen (D-21)

1. Amend page 7, line 15, by removing enacting section 1 and inserting:

“Enacting section 1. This act does not take effect unless all of the following bills of the 103rd Legislature are enacted into law:

(a) Senate Bill No. 134.

(b) House Bill No. 5254.”.

The amendment failed by voice vote

Amendment offered by Rep. Jason Hoskins (D-18)

1. Amend page 7, line 15, by removing enacting section 1 and inserting:

“Enacting section 1. This act does not take effect unless all of the following bills of the 103rd Legislature are enacted into law:

(a) House Bill No. 5254.

(b) House Bill No. 6102.

(c) House Bill No. 6103.

(d) House Bill No. 6104.”.

The amendment failed by voice vote

Amendment offered by Rep. Jennifer Conlin (D-48)

1. Amend page 7, line 15, by removing enacting section 1 and inserting:

“Enacting section 1. This act does not take effect unless all of the following bills of the 103rd Legislature are enacted into law:

(a) House Bill No. 5254.

(b) House Bill No. 6101.”.

The amendment failed by voice vote

Amendment offered by Rep. Jason Morgan (D-23)

1. Amend page 7, line 15, by removing enacting section 1 and inserting:

“Enacting section 1. This act does not take effect unless all of the following bills of the 103rd Legislature are enacted into law:

(a) House Bill No. 5222.

(b) House Bill No. 5223.

(c) House Bill No. 5224.

(d) House Bill No. 5254.”.

The amendment failed by voice vote

Amendment offered by Rep. Denise Mentzer (D-61)

1. Amend page 7, line 15, by removing enacting section 1 and inserting:

“Enacting section 1. This act does not take effect unless all of the following bills of the 103rd Legislature are enacted into law:

(a) House Bill No. 4544.

(b) House Bill No. 4545.

(c) House Bill No. 4546.

(d) House Bill No. 5254.”.

The amendment failed by voice vote

Amendment offered by Rep. Mai Xiong (D-13)

1. Amend page 7, line 15, by removing enacting section 1 and inserting:

“Enacting section 1. This act does not take effect unless all of the following bills of the 103rd Legislature are enacted into law:

(a) Senate Bill No. 982.

(b) House Bill No. 5254.”.

The amendment failed by voice vote

Amendment offered by Rep. Alabas Farhat (D-3)

1. Amend page 7, line 15, by removing enacting section 1 and inserting:

“Enacting section 1. This act does not take effect unless all of the following bills of the 103rd Legislature are enacted into law:

(a) Senate Bill No. 94.

(b) House Bill No. 5254.”.

The amendment failed by voice vote

Amendment offered by Rep. Regina Weiss (D-5)

1. Amend page 7, line 15, by removing enacting section 1 and inserting:

“Enacting section 1. This act does not take effect unless all of the following bills of the 103rd Legislature are enacted into law:

(a) House Bill No. 5254.

(b) House Bill No. 5996.

(c) House Bill No. 5997.

(d) House Bill No. 5998.

(e) House Bill No. 5999.”.

The amendment failed by voice vote

Substitute H-4 offered by Rep. Angela Rigas (R-79)

The substitute passed by voice vote

Amendment offered by Rep. Angela Rigas (R-79)

1. Amend page 7, line 19, by removing enacting section 1 and inserting:

“Enacting section 1. This act does not take effect unless all of the following bills of the 103rd Legislature are enacted into law:

(a) Senate Bill No. 95.

(b) House Bill No. 5254.”.

The amendment passed by voice vote

Passed in the House 95 to 11 (details)

Motion to give immediate effect by Rep. Bryan Posthumus (R-90)

The motion prevailed by voice vote

Received in the Senate

June 25, 2026

Referred to the Committee of the Whole