2025 House Bill 5030

Insurance: no-fault; deductibles for PIP benefits; require insurer to offer.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” by amending section 3109 (MCL 500.3109), as amended by 2012 PA 454.

Official record

AI Analysis – Experimental

House Bill No. 5030 amends Michigan's insurance code to require insurers to offer tiered deductibles for certain personal protection insurance benefits, potentially lowering premiums and increasing consumer choice.

Introduced in the House

Sept. 18, 2025

Introduced by Rep. Doug Wozniak (R-59) and six co-sponsors

Co-sponsored by Reps. Julie Rogers (D-41), Gina Johnsen (R-78), Kelly Breen (D-21), John Roth (R-104), Jason Woolford (R-50) and William Bruck (R-30)

Referred to the Committee on Insurance