2025 House Bill 4071

Insurance: unfair trade practices; unfair trade practices in the insurance industry; revise.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” by amending section 2025 (MCL 500.2025).

AI Analysis – Experimental

The bill amends the insurance code to clarify non-discriminatory practices and allows insurers to offer value-added services, with provisions for consumer protection and reasonable cost comparisons.

Introduced in the House

Feb. 12, 2025

Introduced by Rep. Brenda Carter (D-53) and 14 co-sponsors

Co-sponsored by Reps. Kara Hope (D-74), Emily Dievendorf (D-77), Helena Scott (D-8), Jennifer Conlin (D-48), Tyrone Carter (D-1), Samantha Steckloff (D-19), Regina Weiss (D-5), John Fitzgerald (D-83), Carrie Rheingans (D-47), Jasper Martus (D-69), Tullio Liberati (D-2), Denise Mentzer (D-61), Donavan McKinney (D-11) and Jimmie Wilson (D-32)

Referred to the Committee on Insurance

April 16, 2025

Reported with substitute H-2

May 7, 2025

Substitute H-2 concurred in by voice vote

Passed in the House 108 to 1 (details)

Motion to give immediate effect by Rep. Bryan Posthumus (R-90)

The motion prevailed by voice vote

Received in the Senate

May 13, 2025

Referred to the Committee on Finance, Insurance, and Consumer Protection