2026 Senate Bill 1154

Insurance: automobile; requirements to deem a rate excessive; modify.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” by amending section 2109 (MCL 500.2109).

AI Analysis – Experimental

Restricts automobile insurers from penalizing policyholders for not disclosing new resident relatives during a policy term and sets clear requirements for when and how such disclosures can be requested at application or renewal.

Introduced in the Senate

Sept. 9, 2026

Introduced by Sen. Jeff Irwin (D-15)

Referred to the Committee on Finance, Insurance, and Consumer Protection