2026 Senate Bill 1130

Insurance: property and casualty; fortified roof endorsement; require insurance companies to offer.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” (MCL 500.100 to 500.8302) by adding section 2132.

AI Analysis – Experimental

Requires Michigan home insurers to offer a fortified roof endorsement for eligible properties, covering additional upgrade costs after certain storm damages, with implementation dependent on related legislation and regulatory approval.

Introduced in the Senate

July 29, 2026

Introduced by Sen. Mary Cavanagh (D-6)

Referred to the Committee on Finance, Insurance, and Consumer Protection