2026 Senate Bill 1129

Insurance: property and casualty; premium discounts; require insurance companies to offer under certain circumstances.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” (MCL 500.100 to 500.8302) by adding section 2132a.

AI Analysis – Experimental

Mandates home insurance premium discounts for properties certified as meeting IBHS fortified roof standards, effective for policies issued or renewed after December 31, 2027, contingent on related legislation.

Introduced in the Senate

July 29, 2026

Introduced by Sen. Mary Cavanagh (D-6)

Referred to the Committee on Finance, Insurance, and Consumer Protection