2026 House Bill 6180

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Michigan zoning enabling act.

A bill to amend 2006 PA 110, entitled "Michigan zoning enabling act," by amending section 406 (MCL 125.3406), as amended by 2013 PA 189.

AI Analysis – Experimental

House Bills 6177 through 6124 creates a unified regulatory regime for Michigan's residential mortgage industry, establishing licensing, conduct, consumer protection, and enforcement standards for mortgage brokers, lenders, servicers, and loan originators, while consolidating and replacing prior statutes.

Introduced in the House

July 3, 2026

Introduced by Rep. Gregory Alexander (R-98) and three co-sponsors

Co-sponsored by Reps. Mark Tisdel (R-55), Thomas Kuhn (R-57) and Steve Frisbie (R-44)

Referred to the Committee on Finance