2026 House Bill 5523

Insurance: automobile; premium discount for seniors who complete traffic accident prevention course; require insurers to offer, and modify requirements for the course.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” by amending section 2111a (MCL 500.2111a), as added by 2006 PA 610.

Official record

AI Analysis – Experimental

House Bill No. 5523 mandates that Michigan auto insurers provide premium discounts to drivers aged 50 and older who complete approved traffic accident prevention courses, standardizes course requirements, and aims to make auto insurance more affordable for seniors.

Introduced in the House

Feb. 18, 2026

Introduced by Rep. Veronica Paiz (D-10) and four co-sponsors

Co-sponsored by Reps. Reggie Miller (D-31), Sharon MacDonell (D-56), Mike McFall (D-14) and Jimmie Wilson (D-32)

Referred to the Committee on Insurance