2025 Senate Bill 745

Consumer protection: identity theft; citations to the motor vehicle sales finance act in the identity theft protection act; revise.

A bill to amend 2004 PA 452, entitled “Identity theft protection act,” by amending section 3 (MCL 445.63), as amended by 2010 PA 318.

AI Analysis – Experimental

Senate Bills 739 through 753 collectively modernize and harmonize Michigan’s consumer finance, commercial, and regulatory statutes by strengthening consumer protections, updating licensing, disclosure, titling, and enforcement frameworks, revising criminal penalties and sentencing guidelines, clarifying definitions across financial, environmental, lobbying, and identity-theft laws, and aligning state statutes with modern electronic, commercial, and regulatory practices, with most provisions contingent on the enactment of related legislation.

Introduced in the Senate

Dec. 16, 2025

Introduced by Sen. John Damoose (R-37) and two co-sponsors

Co-sponsored by Sens. Mary Cavanagh (D-6) and Rosemary Bayer (D-13)

Referred to the Committee on Finance, Insurance, and Consumer Protection