2025 House Bill 5045

Housing: other; redemption of premises; modify.

A bill to amend 1966 PA 346, entitled “State housing development authority act of 1966,” by amending sections 48g and 48i (MCL 125.1448g and 125.1448i), section 48g as added by 1981 PA 173 and section 48i as amended by 2004 PA 540.

Official record

AI Analysis – Experimental

House Bill No. 5045 amends the State Housing Development Authority Act to clarify and update procedures for recording deeds and redeeming properties after foreclosure, specifying that interest and redemption periods begin upon deed recording rather than the sale date.

Introduced in the House

Sept. 24, 2025

Introduced by Rep. Brian BeGole (R-71) and 17 co-sponsors

Co-sponsored by Reps. Cynthia Neeley (D-70), Amos O’Neal (D-94), Tonya Myers Phillips (D-7), Stephanie Young (D-16), Sharon MacDonell (D-56), Ron Robinson (R-58), Mike Mueller (R-72), Mike Harris (R-52), Steve Frisbie (R-44), Pat Outman (R-91), Kathy Schmaltz (R-46), Ken Borton (R-105), Jerry Neyer (R-92), Helena Scott (D-8), John Roth (R-104), Jason Woolford (R-50) and Bradley Slagh (R-85)

Referred to the Committee on Regulatory Reform

April 30, 2026

Reported with substitute H-2

June 23, 2026

Substitute H-2 concurred in by voice vote

June 24, 2026

Passed in the House 105 to 2 (details)

Motion to give immediate effect by Rep. Bryan Posthumus (R-90)

The motion prevailed by voice vote

Received in the Senate

July 1, 2026

Referred to the Committee on Local Government