2025 House Bill 4719

Insurance: other; civil penalties for violations; allow.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” by amending section 150 (MCL 500.150), as amended by 2019 PA 21.

Official record

AI Analysis – Experimental

House Bill No. 4719 strengthens the enforcement authority of Michigan's insurance director by increasing civil penalties, clarifying procedures, and allowing additional fines for certain violations, thereby enhancing regulatory oversight and consumer protection.

Introduced in the House

July 1, 2025

Introduced by Rep. Joseph Aragona (R-60) and 9 co-sponsors

Co-sponsored by Reps. Brenda Carter (D-53), Mike McFall (D-14), Joe Tate (D-9), John Fitzgerald (D-83), Morgan Foreman (D-33), Helena Scott (D-8), Ron Robinson (R-58), Sarah Lightner (R-45) and Mike Harris (R-52)

Referred to the Committee on Insurance

Sept. 3, 2025

Reported without amendment

Sept. 16, 2025

Passed in the House 102 to 1 (details)

Motion to give immediate effect by Rep. Bryan Posthumus (R-90)

The motion prevailed by voice vote

Received in the Senate

Sept. 18, 2025

Referred to the Committee on Finance, Insurance, and Consumer Protection