2025 House Bill 4718

Insurance: other; requirement to file a fraud report; provide for.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” (MCL 500.100 to 500.8302) by adding section 4506.

AI Analysis – Experimental

House Bill No. 4718 requires insurers to report suspected fraudulent insurance acts to the Director of Insurance, outlines procedures for investigation and cooperation with authorities, and clarifies reporting obligations to strengthen anti-fraud measures in Michigan's insurance sector.

Introduced in the House

July 1, 2025

Introduced by Rep. Joe Tate (D-9) and 9 co-sponsors

Co-sponsored by Reps. Brenda Carter (D-53), Mike McFall (D-14), John Fitzgerald (D-83), Morgan Foreman (D-33), Helena Scott (D-8), Joseph Aragona (R-60), Sarah Lightner (R-45), Ron Robinson (R-58) and Mike Harris (R-52)

Referred to the Committee on Insurance

Sept. 3, 2025

Reported with substitute H-1

Sept. 9, 2025

Substitute H-1 concurred in by voice vote

Sept. 16, 2025

Passed in the House 102 to 1 (details)

Motion to give immediate effect by Rep. Bryan Posthumus (R-90)

The motion prevailed by voice vote

Received in the Senate

Sept. 18, 2025

Referred to the Committee on Finance, Insurance, and Consumer Protection