2025 House Bill 4715

Insurance: other; sharing of information concerning suspected or completed insurance fraud; allow.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” by amending section 4509 (MCL 500.4509), as added by 1995 PA 276.

Official record

AI Analysis – Experimental

House Bill No. 4715 expands legal protections for those reporting or investigating insurance fraud in Michigan, shielding them from civil liability when acting without malice and not knowingly providing false information.

Introduced in the House

July 1, 2025

Introduced by Rep. Brenda Carter (D-53) and 9 co-sponsors

Co-sponsored by Reps. Mike McFall (D-14), John Fitzgerald (D-83), Joe Tate (D-9), Morgan Foreman (D-33), Mike Harris (R-52), Helena Scott (D-8), Sarah Lightner (R-45), Joseph Aragona (R-60) and Ron Robinson (R-58)

Referred to the Committee on Insurance

Sept. 3, 2025

Reported without amendment

Sept. 16, 2025

Passed in the House 101 to 2 (details)

Motion to give immediate effect by Rep. Bryan Posthumus (R-90)

The motion prevailed by voice vote

Received in the Senate

Sept. 18, 2025

Referred to the Committee on Finance, Insurance, and Consumer Protection