2025 House Bill 4666 / Public Act 46

Insurance: life; reference to "colored" persons; eliminate.

A bill to amend 1956 PA 218, entitled “The insurance code of 1956,” by amending section 2082 (MCL 500.2082).

AI Analysis – Experimental

House Bill No. 4666 updates Michigan's insurance code to explicitly prohibit racial discrimination by life insurers, increases penalties for violations, and modernizes statutory language to promote equity.

Introduced in the House

June 24, 2025

Introduced by Reps. Brenda Carter (D-53) and John Fitzgerald (D-83)

Referred to the Committee on Insurance

Oct. 22, 2025

Reported without amendment

Oct. 23, 2025

Passed in the House 104 to 1 (details)

Motion to give immediate effect by Rep. Bryan Posthumus (R-90)

The motion prevailed by voice vote

Received in the Senate

Oct. 28, 2025

Referred to the Committee on Finance, Insurance, and Consumer Protection

Dec. 16, 2025

Discharged from committee

Referred to the Committee of the Whole

Dec. 18, 2025