Introduced by Rep. Joseph Bellino, Jr. (R) on October 12, 2017 To prohibit consumer credit rating agencies from charging a fee to place, remove or temporarily lift a security freeze on an individual who requests this. Under current law these agencies can charge $10 unless the consumer has filed an identity theft-related police report. The bill was introduced following a security breech at the Equifax agency that reportedly put 140 million individuals at risk of identity thef. Official Text and Analysis.
Referred to the House Financial Services Committee on October 12, 2017
Reported in the House on December 6, 2017 Without amendment and with the recommendation that the bill pass.