2009 House Bill 5627

Repeal “file and use” auto insurance rates

Introduced in the House

Dec. 1, 2009

Introduced by Rep. Sarah Roberts (D-24)

To repeal Michigan’s “file and use” auto insurance rate regulatory system, wherein insurers are required to file for approval of any rate changes but don’t have to wait to start using the rates immediately. The bill would also mandate that insurers submit annual reports to the commission which contain detailed data on premiums, claims, claim payments, and more.

Referred to the Committee on Insurance

Dec. 3, 2009

Reported without amendment

Without amendment and with the recommendation that the bill pass.