2007 House Bill 4753

Authorize consumer credit report agency lawsuits

Introduced in the House

May 15, 2007

Introduced by Rep. George Cushingberry (D-8)

To authorize consumer lawsuits against a credit reporting agency that has an incomplete or inaccurate item of information. The consumer could not sue until he or she has undertaken the dispute resolution procedures specified under federal law. A district court could award any damages authorized by the federal “fair credit reporting act,” which include a maximum of $1000 in statutory damages, plus actual damages and punitive damages.

Referred to the Committee on Banking and Financial Services