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2011-2012
Consumer Protection

2012 House Bill 5892 / Public Act 584

Revise “rent to own” contract regulation details

Introduced by Rep. Wayne Schmidt (R-104) on Sept. 12, 2012
Passed 106 to 3 in the House on Nov. 28, 2012
Passed 38 to 0 in the Senate on Dec. 13, 2012
Signed by Gov. Rick Snyder on Dec. 27, 2012

2011 House Bill 4975 / 2012 Public Act 505

Impose appraisal management company regulations

Introduced by Rep. Margaret O’Brien (R-61) on Sept. 14, 2011
Passed 105 to 5 in the House on March 29, 2012
Passed 38 to 0 in the Senate on Dec. 13, 2012
Passed 105 to 4 in the House on Dec. 13, 2012
Signed by Gov. Rick Snyder on Dec. 27, 2012

2011 House Bill 4725 / 2012 Public Act 457

End certain child abuse victim name disclosures

Introduced by Rep. Tom McMillin (R-45) on June 9, 2011
Passed 108 to 0 in the House on Sept. 12, 2012
Passed 38 to 0 in the Senate on Dec. 13, 2012
Signed by Gov. Rick Snyder on Dec. 22, 2012

2012 Senate Bill 1285 / Public Act 444

Revise detail of mortgage loan regulation

Introduced by Sen. Jim Marleau (R-12) on Sept. 19, 2012
Passed 37 to 0 in the Senate on Oct. 17, 2012
Passed 108 to 0 in the House on Dec. 12, 2012
Signed by Gov. Rick Snyder on Dec. 22, 2012

2012 Senate Bill 1284 / Public Act 443

Revise detail of mortgage loan regulation

Introduced by Sen. Mike Nofs (R-19) on Sept. 19, 2012
Passed 37 to 0 in the Senate on Oct. 17, 2012
Passed 108 to 0 in the House on Dec. 12, 2012
Signed by Gov. Rick Snyder on Dec. 22, 2012

2012 Senate Bill 1283 / Public Act 442

Revise detail of mortgage loan regulation

Introduced by Sen. Michael Green (R-31) on Sept. 19, 2012
Passed 36 to 0 in the Senate on Oct. 17, 2012
Passed 108 to 0 in the House on Dec. 12, 2012
Signed by Gov. Rick Snyder on Dec. 22, 2012

2012 House Bill 5863 / Public Act 452

Repeal state Savings and Loan Act

Introduced by Rep. Ray Franz (R-101) on Sept. 11, 2012
Passed 107 to 0 in the House on Sept. 27, 2012
Passed 38 to 0 in the Senate on Dec. 12, 2012
Passed 109 to 0 in the House on Dec. 13, 2012
Signed by Gov. Rick Snyder on Dec. 20, 2012

2011 House Bill 4596 / 2012 Public Act 208

Restrict insurance company use of consumer credit scores

Introduced by Rep. Lisa L. Howze (D-2) on April 28, 2011
Passed 104 to 4 in the House on Oct. 13, 2011
Passed 36 to 1 in the Senate on May 2, 2012
Passed 105 to 4 in the House on June 14, 2012
Signed by Gov. Rick Snyder on June 26, 2012

2011 House Bill 4595 / 2012 Public Act 207

Restrict insurance company use of consumer credit scores

Introduced by Rep. Deb Shaughnessy (R-71) on April 28, 2011
Passed 103 to 5 in the House on Oct. 13, 2011
Passed 36 to 1 in the Senate on May 2, 2012
Passed 105 to 4 in the House on June 14, 2012
Signed by Gov. Rick Snyder on June 26, 2012

2011 House Bill 4594 / 2012 Public Act 206

Restrict insurance company use of consumer credit scores

Introduced by Rep. Paul Opsommer (R-93) on April 28, 2011
Passed 103 to 5 in the House on Oct. 13, 2011
Passed 36 to 1 in the Senate on May 2, 2012
Passed 98 to 10 in the House on June 7, 2012
Passed 36 to 2 in the Senate on June 14, 2012
Signed by Gov. Rick Snyder on June 26, 2012

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