2011 Senate Bill 628

Restrict setting auto insurance rates by location

Introduced in the Senate

Sept. 8, 2011

Introduced by Sen. Morris Hood (D-3)

To prohibit auto insurance companies from setting prices on the basis of where a person lives and garages their car (“territorial ratings”), notwithstanding much greater different actual claims experience differentials in different geographical areas (especially Detroit).

Referred to the Committee on Insurance