2003 Senate Bill 798 / 2004 Public Act 455

Identity theft crime package

Introduced in the Senate

Oct. 23, 2003

Introduced by Sen. Alan Sanborn (R-11)

To make denying credit or reducing the credit limit of a consumer whose personal identity information had been obtained illegally an unfair trade practice under the Michigan Consumer Protection Act. The bill is part of a legislative package comprised of Senate Bills 220, 657, 792, 793, 795, 797, 798, 803 and House Bills 6168 to 6177.

Referred to the Committee on Judiciary

Dec. 2, 2003

Reported without amendment

With the recommendation that the substitute (S-1) be adopted and that the bill then pass.

Dec. 9, 2003

Substitute offered

To replace the previous version of the bill with one which includes denying utility service to a victim of identity theft in the prohibitions proposed by the bill.

The substitute passed by voice vote

Dec. 10, 2003

Passed in the Senate 38 to 0 (details)

To make denying credit or reducing the credit limit of a consumer whose personal identity information had been obtained illegally an unfair trade practice under the Michigan Consumer Protection Act.

Received in the House

Dec. 10, 2003

Referred to the Committee on Criminal Justice

Sept. 15, 2004

Reported without amendment

With the recommendation that the substitute (H-1) be adopted and that the bill then pass.

Sept. 29, 2004

Substitute offered

To replace the previous version of the bill with one that revises details of the bill, and which also defines as an unfair trade practice under the Michigan Consumer Protection Act soliciting or extending credit to consumers by mailing unsolicited checks and similar items.

The substitute passed by voice vote

Amendment offered by Rep. William Van Regenmorter (R-74)

To clarify a reference in the bill to another proposed statute.

The amendment passed by voice vote

Passed in the House 105 to 0 (details)

To define as unfair trade practices under the Michigan Consumer Protection Act denying credit or reducing the credit limit of a consumer whose personal identity information had been obtained illegally, or soliciting or extending credit to consumers by mailing unsolicited checks and similar items.

Received in the Senate

Sept. 30, 2004

Nov. 10, 2004

Amendment offered by Sen. Alan L. Cropsey (R-33)

To spell out the violations that are deemed to be unfair trade practices, rather than referencing another statute.

The amendment passed by voice vote

Passed in the Senate 37 to 0 (details)

To adopt a Senate version of the bill that revises details but does not change the substance of the House-passed version.

Received in the House

Nov. 10, 2004

Dec. 2, 2004

Passed in the House 95 to 0 (details)

To concur with the Senate-passed version of the bill.

Signed by Gov. Jennifer Granholm

Dec. 22, 2004