Once again everyone has to pay for Detroit. " to prohibit auto insurance companies from setting prices on the basis of where a person lives and garages their car " Well duh. if there are a large amount of claims for whatever coming out of crime ridden, third world, cesspool DEE-troit then let them pay more. "notwithstanding much greater different actual claims experience differentials in different geographical areas " I have read and reread this over and over. What the hell does it mean???