I purchased a home that had an addition being built when I originally viewed it. In the sale, I required the then-owner to get a final inspection from the county. After I moved in, we found no less than 20 building code violations, including no insulation, improper and missing fire stops, faulty wiring, and that the space required seperate heating.
The building inspectors excuse? "I am only one person, I was busy that day, they told me everything was ok...."
$8,750 later, I was able to use the space. The countys answer? "Sorry, we have no responsibility to the individuals, only the public as a whole."
Do I think there should be penalties for this type of conduct? You bet! And, the county should insure (likely through the purchase of an insurance policy) that they can stand behind the assertations of quality made by their inspectors.
"Too busy" to look for insulation? "They told me" they were going to hang the 18 sheets of drywall? These excuses can not be tolerated, and the legislature should prevent them.