"[It] is not good when the government tells businesses how to run their business."
In Michigan, it's the other way around, Isabell. BUSINESS tells the government how to legislate in exchange for the dollars they shove in their re-election pockets - and government is happy to oblige, in spite of how it affects the citizens. Especially with billionaires, insurance companies, and banks, it's a cozy quid-quo-pro arrangement. Take note of the following:
Manny Maroun: With enough money stuffed in republican pockets, one man has stopped the government from building a bridge that would benefit the economies and hundreds of thousands of citizens in several positive ways in TWO countries.
The Helmet Law: The insurance companies convinced the legislature if motorcycle riders buy more insurance, they can ride without helmets. It's got nothing to do with safety or rights or government leaving us alone; It's about selling insurance. I mean, I've got UNLIMITED no-fault coverage, yet I have to wear a seatbelt in spite of the lack of empirical data indicating it's a benefit to wear one.
This Death/Disability Insurance on Auto Loans: The losses sufferred by financial institutions for this reason are miniscule. With this legislation, the borrower (you and I) pay more, the bank's risk is eliminated, and insurance companies sell more insurance. As a bonus, it doesn't apply to businesses that purchase vehicles, only "people".