Michigan Votes Forum

Introduced in the Senate on March 24, 2011

Click here to view bill details.

I hope this passes with flying colors!

I've never figured out how penalizing low credit score impacts driving, and I've worked at an auto insurance company. If we can't have separate teen female & teen male rates (which has been proven), then we need not penalize based on credit score.

Just another half a--ed attempt at trying to make auto insurance companies more transparent. Why didn't they go all the way and make it unlawful for the auto ins. co's. to use credit scores to determine rates. There are MANY good, tax paying citizens here these days that have had their credit damaged by other family members for instance, it happened to me. Why should that event determine my car insurance costs? Unbelievable! No, just typical of our legislators.

It's not good when the government interferes with how businesses run their business.  This is huge government overreach into the private sector.  

This is a perfect demonstration of the lack of difference between Republicans and Democrats. This is a clear over reach of government into the private sector. Customers have a choice in what insurance companies they do business with, and regardless of what some posters here 'think' there is obviously a relationship between credit scores and auto losses or the insurance companies wouldn't use that as a consideration for underwriting. The net effect of this law is to drive up the cost of insurance for everyone who has good credit. Republicans who voted for this should be ashamed of themselves.