Blue Cross Blue Shield Legislation

BCBS is lobbying intensively for a law that allows it keep its status of a tax-exempt "insurer of last resort" while also imposing assessments on private insurers to pay for a "high risk pool" that does the same thing. All states have either an "insurer of last resort" or a "high risk pool," but no state has both. Derek Melot in the Lansing State Journal suggests that the solution is to "privatize" BCBS by removing their tax exemption and leveling the playing field. Presumably Michigan would then adopt the high risk pool model. What do you think? Do you believe BCBS claims that they are losing money? Where should the burden of proof lie for that?


Posted Dec 08 2008, 11:40 PM by MichiganVotes.org Editor

Comments

jmangan wrote re: Blue Cross Blue Shield Legislation
on 01-22-2009 12:35 AM

The solution is single payer, national health care, or however close we can get to it. Let's here the righties whine about that.

Socialized Medicine! Yea, like socialized fire departments, and socialized police departments, and socialized roads and bridges, etc., etc..

Mohammad wrote re: Blue Cross Blue Shield Legislation
on 10-12-2009 1:10 AM

Over a years, people are denying directly and indirect with high premiums due to pre-existing condition. The Administration of Obama’s condition will be against the law for insurance companies, to resist coverage for health reasons or risks. This health care reform campaign is estimated costs $50 and $65 billion a year, if fully phased. Recently, the health insurance industry had been working to shape legislation while republicans are endorsing President Obama's goal of affordable coverage for all Citizen of America. The fragile of this camping is the growth of stained as legislation advance toward floor votes in the House and Senate. That is the main reason why republic of democrats are leading to a <a rev="vote for" title="The Best Place for an Online Payday Loan on The Internet Today!" href="personalmoneystore.com/.../"><strong>payday loans</strong></a>, for their own health insurance.

Vijay wrote re: Blue Cross Blue Shield Legislation
on 06-19-2012 5:14 PM

There are too many variables to anwser your question. Each insurance company will have a number of different plans. The plans with all companies will vary by state and the premium will vary by zip code or county. The premium will also vary by your ages, current health conditions, and your height and weight. It will vary by whether you want and HMO, PPO, or an indemnity policy. It will vary depending upon your deductible and if you want maternity. It will also vary by how comprehensive is the policy.Visit a local independent agent. The agent can help you find the best policy for your situation and budget. The agent can also compare the BCBS policies with other companies in your area and can make sure your doctor will accept the plan you decide upon. The plans and premiums are exactly the same whether you use an agent or not.

Galadak wrote re: Blue Cross Blue Shield Legislation
on 06-22-2012 1:25 AM

Wheeled Walkers Covered By Blue Cross Blue Shield Health Insurance? Anyone know Where I Can Get One?My grandma needs one, but im not sure how to find one that acptecs health insurance (Blue cross, blue shield).Its too much money for me to afford right now. The doctor told me to check on the internet..ISNT HE SUPPOSED TO KNOW what her insurance will cover? How can I find out what it covers? Thanks!!I tried going to blue cross, googling almost everything except calling the insurance company

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Mhellen wrote re: Blue Cross Blue Shield Legislation
on 10-04-2012 1:17 AM

If they wanted to bomece a participating payor in the government plan they would have to agree to the payment formulary outlined by the government.  For the companies that chose to go along with the government plan, you'd end up seeing a whole lot more HMO type plans available and the PPO plans would pretty much go away.  Those that didn't participate as payors under the government's terms would pass their extra costs on to the consumer purchasing the insurance.  If doctors are given an option to participate, they'll refuse to accept the government plans and will jack up their costs to private pay insurance clients (the same as many are doing with Medicaid today).  If it's all nationalized and we fall under one payor, just take a look at how Medicaid works today and that's what you'll get.  Doctors will also close up shop.  Demand will be high and supply of qualified health care professionals will be low.Edit   Another thing to consider is that there will be unanticipated levels of enrollment if they leave multiple payors in place and only have the government plan for those whose employers don't offer coverage.  Larger businesses will be required to offer insurance, but businesses with few employees won't.  Those small businesses that are offering it now will stop.  Their employees will then bomece dependent on the government health care system.  My mom's a small business owner and pays part of her employee's insurance costs now.  I can assure you that if this kicks in she'll drop it.  She's having a hard enough time keeping her doors open as it is and that would save her a ton.  This is exactly what happened when Hawaii went to their plan to insure all children in the state.  People dropped their private insurance and used the state insurance.  The program lasted for about 6-7 months before the state couldn't afford it any more.@ bob k   If you think the greedy insurance companies are bad about determining what care you will and will not receive, wait until the government decides that for you.  Ask any Medicaid patient about how much say they or their doctors have in the care that they receive, and you'll love your greedy insurance company.

Unel wrote re: Blue Cross Blue Shield Legislation
on 10-05-2012 9:20 PM

you don't need to have auto insurance to rent a car. but you will most likley have to purchase there insurance. even if they dont require you to purchase it i would suggest doing so cuz you never know what might happen. its pretty cheap to no more than a few bucks a day for the minimum.

crork wrote re: Blue Cross Blue Shield Legislation
on 11-10-2012 6:52 AM

TLQnAA Hey, thanks for the blog post. Really Cool.

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