2014 Senate Bill 1140 / Public Act 489

Revise auto insurance "excluded driver" detail

Introduced in the Senate

Nov. 12, 2014

Introduced by Sen. Virgil Smith (D-4)

To establish that when a no-fault auto insurance policy specifies that a member of the vehicle owner’s household is an “excluded driver” ineligible to collect unlimited personal protection benefits, and the person unlawfully takes the vehicle anyway, then any occupant who knows that a vehicle is unlawfully taken is also not eligible for benefits.

Referred to the Committee on Insurance

Dec. 3, 2014

Reported without amendment

With the recommendation that the bill pass.

Dec. 11, 2014

Passed in the Senate 23 to 14 (details)

Received in the House

Dec. 11, 2014

Referred to the Committee on Insurance

Dec. 17, 2014

Reported without amendment

With the recommendation that the substitute (H-1) be adopted and that the bill then pass.

Dec. 18, 2014

Substitute offered by Rep. Pete Lund (R-36)

To replace the previous version of the bill with one that also would include “transportation network companies” like Uber and Lyft in certain exceptions the unlimited personal injury protection benefits otherwise mandated by the state no fault insurance law.

The substitute passed by voice vote

Passed in the House 101 to 8 (details)

To establish that when a no-fault auto insurance policy specifies that a member of the vehicle owner’s household is an “excluded driver” ineligible to collect unlimited personal protection benefits, and the person unlawfully takes the vehicle anyway, then any occupant who knows (or should have known) that a vehicle is unlawfully taken is also not eligible for benefits. Also, to include “transportation network companies” like Uber and Lyft in certain exceptions the unlimited personal injury protection benefits otherwise mandated by the state no fault insurance law.

Received in the Senate

Dec. 18, 2014

Amendment offered by Sen. Virgil Smith (D-4)

To strike a provision that would include “transportation network companies” like Uber and Lyft in certain exceptions the unlimited personal injury protection benefits otherwise mandated by the state no fault insurance law.

The amendment passed by voice vote

Passed in the Senate 20 to 17 (details)

To concur with the House-passed version of the bill, after removing the provision related to “transportation network companies” like Uber and Lyft.

Received in the House

Dec. 18, 2014

Dec. 19, 2014

Passed in the House 100 to 10 (details)

To concur with the Senate-passed version of the bill.

Signed by Gov. Rick Snyder

Dec. 31, 2014