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1) Re: 2009 House Bill 5159 (Mandate infertility insurance coverage ) [by gypsy on October 18, 2009]It is a fallacy to think that government "interference" has caused the problems in our dysfunctional healthcare system. In fact, just the opposite is true. In 1945 insurance companies were basically turned loose on the public, free to set their own rules and not worry about anti-trust regulation like other corporations.
As stated in an earlier post, for the people that are covered through employer provided insurance, they have very limited choice in their coverage. The employer buys insurance that covers the most for the least amount of money. Fertility is certainly a part of ob/gyn medicine, and should be included in insurance that provides that kind of coverage.
A government run public option would give people the "choice" to buy a universal plan. They would also have a choice to buy private plans. The more choices, the better, and the cheaper, for the consumer. As the public option is proposed now, only those not covered by their employer, or those unable to find affordable insurance in the private sector would be eligible to buy the public option insurance.
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Thank you. You said it people should be more informed.
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I agree that government should essentially "butt out" of the insurance system but unfortunately that is not going to happen. Actually, it is going to continue to get worse. If there is a public option for government run insurance, no private insurance system will be able to make it financially. All of us will eventually be under government run health care, unfortunately, and all with higher taxes to boot. At least if the government is going to control insurance companies then they should at least be fair and not descriminate against those who need treatment for a medically diagnosed condition.
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