Introduced by Rep. Bert Johnson (D) on March 19, 2009, to prohibit auto insurance companies from setting prices on the basis of where a person lives and garages their car (“territorial ratings”), notwithstanding the possibly different claims experience of different geographical areas.
Referred to the House Insurance Committee on March 19, 2009.
1) Re: 2009 House Bill 4638 (Ban setting auto insurance rates by location ) by changeagent on March 30, 2009
The bill should be titled "raise insurance rates on people who live in lower risk areas". Rates are higher is some area because losses are higher in those area. This is bad legislation.