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• Introduced by Sen. Bruce Patterson (R) on June 21, 2006, to require credit reporting agencies to honor a “security freeze” request from a consumer, which would prohibit the release of information to a third party without prior express authorization from the consumer (with certain exceptions), and to establish regulations governing security freeze procedures and requirements. The bill allows the agencies to charge a modest fee for this service.
  • Referred to the Senate Banking and Financial Institutions Committee on June 21, 2006.